Finance Knowledge Center

Yes, you can apply online on our website. You can start your Car Loan Prequalification here.

Yes, we work closely with a large number of lenders. Many of them deal specifically with customers who are trying to establish or re-establish their credit.

With the large number of lender relationships we have, we are able to secure financing for clients with scores of all kinds. Some offer loan programs for those who have no score at all.

When financing, you make payments for an agreed-upon payment and term. At the end of that term, you own the vehicle. Leasing involves deferring a portion of the value of the vehicle to the end of the term. This way, the monthly payment is calculated using the remaining difference between the agreed value of the vehicle, LESS the amount that is deferred. This results in a lower monthly payment but leaves a balance that is still owed at the end of the term. The balance can either be financed at that time or the vehicle can be returned to the dealership.

We are able to secure an auto loan with as little as Zero down. You can use our Desired Monthly Payment tool to estimate how much your monthly payment will be based on your down payment.

Trade-ins are welcome. If there is equity in the vehicle, it can even be used as a down payment. You can also use our 10-Second Trade Value Tool.

We use lenders that will finance for up to 96 months.

We offer a convenient credit application on our website. You will be asked to provide basic information such as your name, address, social security number, date of birth, employer, and income.

We are able to take the information you provide on the credit application and electronically submit it to specific lenders that specialize in your unique financing needs. Their decision determines the rate, term, and payment that we then fit into your budget.

All of our lending partners allow a loan to be paid off at any time without penalty.